[{"data":1,"prerenderedAt":422},["ShallowReactive",2],{"published-tool-content":3},[4,227],{"id":5,"title":6,"body":7,"category":201,"dataVersion":202,"description":203,"extension":204,"featured":205,"icon":206,"keywords":207,"meta":214,"navigation":205,"path":215,"seo":216,"seoTitle":217,"slug":218,"status":219,"stem":220,"updatedAt":221,"usageTips":222,"__hash__":226},"tools\u002Ftools\u002Fsocial-insurance.md","五险一金计算器",{"type":8,"value":9,"toc":179},"minimark",[10,14,18,21,29,32,36,39,45,48,53,56,59,62,67,70,73,78,81,84,87,109,112,115,118,121,124,127,130,134,137,141,144,148,151,155,158,162,165,169,172,176],[11,12,13],"h2",{"id":13},"工具说明",[15,16,17],"p",{},"填写参保城市、每月工资和个人缴费参数后，可以估算个人承担的养老保险、医疗保险、失业保险、住房公积金、每月个税和全年税后收入。",[15,19,20],{},"工具支持北京、上海、深圳、广州、杭州、成都、南京、武汉、重庆和长沙 10 个城市。默认月工资会自动应用到 12 个月，也可以展开后单独修改某个月的工资。",[15,22,23,24,28],{},"计算结果只包含",[25,26,27],"strong",{},"个人承担部分","。工伤保险和生育保险个人通常不缴费，因此不会出现在个人扣款中；当前也不计算单位承担的费用。",[11,30,31],{"id":31},"计算规则",[33,34,35],"h3",{"id":35},"个人五险一金",[15,37,38],{},"系统会先把工资或自定义基数调整到页面设置的基数上下限范围内：",[15,40,41],{},[42,43,44],"code",{},"实际缴费基数 = min（基数上限，max（基数下限，工资或自定义基数））",[15,46,47],{},"然后按照个人缴费比例计算每个项目的金额：",[15,49,50],{},[42,51,52],{},"个人缴费金额 = 实际缴费基数 × 个人缴费比例",[15,54,55],{},"如果所在单位实际采用的基数或比例不同，可以直接在页面中修改相关参数。",[33,57,58],{"id":58},"累计预扣个税",[15,60,61],{},"个税会按全年累计方式逐月计算。每个月会累计当年的收入、个人五险一金和专项附加扣除：",[15,63,64],{},[42,65,66],{},"累计收入 - 累计个人五险一金 - 累计专项附加扣除 - 5000 × 累计月份",[15,68,69],{},"系统会根据累计应纳税所得额应用综合所得税率和速算扣除数，再减去前几个月已经预扣的个税，得到当月个税。",[33,71,72],{"id":72},"税后收入",[15,74,75],{},[42,76,77],{},"当月税后收入 = 当月税前收入 - 当月个人五险一金 - 当月个税",[15,79,80],{},"系统会逐月累计计算，页面中的金额结果保留两位小数。",[11,82,83],{"id":83},"使用示例",[15,85,86],{},"以页面中的深圳参考参数为例：",[88,89,90,94,97,100,103,106],"ul",{},[91,92,93],"li",{},"每月工资：10000 元；",[91,95,96],{},"养老保险个人比例：8%；",[91,98,99],{},"医疗保险个人比例：2%；",[91,101,102],{},"失业保险个人比例：0.2%；",[91,104,105],{},"住房公积金个人比例：5%；",[91,107,108],{},"不填写专项附加扣除。",[15,110,111],{},"首月个人五险一金合计约为 1520 元。按 12 个月工资相同估算，年度总收入为 120000 元，年度个人五险一金约为 18240 元，年度个税约为 1656 元，年度税后收入约为 100104 元。",[15,113,114],{},"如果不同月份存在奖金、调薪或停薪，可以展开“每月工资收入”逐月修改，年度结果会按每个月的实际输入重新计算。",[11,116,117],{"id":117},"数据来源",[15,119,120],{},"城市缴费参数根据现有参考资料整理。",[15,122,123],{},"这些参数只用于帮助估算，不代表各城市当前最新官方政策。城市基数、缴费比例和税务规则可能调整；如果所在单位采用的参数不同，可以在页面中修改。",[15,125,126],{},"办理缴费、申报、劳动合同核算或作出重要财务决定前，请以当地人力资源和社会保障部门、住房公积金管理中心、税务部门及所在单位公布的最新口径为准。",[11,128,129],{"id":129},"常见问题",[33,131,133],{"id":132},"为什么没有工伤保险和生育保险个人扣款","为什么没有工伤保险和生育保险个人扣款？",[15,135,136],{},"这两个项目通常由单位承担，个人缴费比例一般为零，因此不会在个人扣款结果中单独显示。",[33,138,140],{"id":139},"可以计算单位承担的费用吗","可以计算单位承担的费用吗？",[15,142,143],{},"当前不支持。计算结果只包含个人承担的五险一金、个税和税后收入。",[33,145,147],{"id":146},"工资每个月不一样怎么办","工资每个月不一样怎么办？",[15,149,150],{},"先填写默认月工资，再展开“每月工资收入”，单独修改奖金、调薪或其他收入发生变化的月份。",[33,152,154],{"id":153},"自定义基数有什么作用","自定义基数有什么作用？",[15,156,157],{},"当单位执行的养老、医疗、失业或公积金缴费基数与工资不同，可以切换到“自定义基数”分别填写。工具仍会应用当前页面中的基数上下限。",[33,159,161],{"id":160},"专项附加扣除是按月还是按年填写","专项附加扣除是按月还是按年填写？",[15,163,164],{},"页面中的专项附加扣除按每月金额填写，并在 12 个月累计预扣计算中逐月扣除。",[33,166,168],{"id":167},"填写的数据会上传吗","填写的数据会上传吗？",[15,170,171],{},"不会。工资、缴费基数、专项扣除和计算结果只用于当前页面计算，不会上传或保存。关闭或刷新页面后，需要重新填写。",[33,173,175],{"id":174},"计算结果能作为办理依据吗","计算结果能作为办理依据吗？",[15,177,178],{},"不能。结果只用于理解和估算，实际缴费和个税金额应以当地主管部门、经办机构和所在单位的正式口径为准。",{"title":180,"searchDepth":181,"depth":181,"links":182},"",2,[183,184,190,191,192],{"id":13,"depth":181,"text":13},{"id":31,"depth":181,"text":31,"children":185},[186,188,189],{"id":35,"depth":187,"text":35},3,{"id":58,"depth":187,"text":58},{"id":72,"depth":187,"text":72},{"id":83,"depth":181,"text":83},{"id":117,"depth":181,"text":117},{"id":129,"depth":181,"text":129,"children":193},[194,195,196,197,198,199,200],{"id":132,"depth":187,"text":133},{"id":139,"depth":187,"text":140},{"id":146,"depth":187,"text":147},{"id":153,"depth":187,"text":154},{"id":160,"depth":187,"text":161},{"id":167,"depth":187,"text":168},{"id":174,"depth":187,"text":175},"finance","reference-2026-07-16","按城市、逐月工资、个人缴费基数和专项附加扣除，估算个人五险一金、累计预扣个税与税后收入。","md",true,"i-lucide-calculator",[208,209,210,211,212,213],"五险一金","社保计算","公积金计算","缴费基数","税后工资","个税计算",{},"\u002Ftools\u002Fsocial-insurance",{"title":6,"description":203},"五险一金计算器 - 社保、公积金、个税与税后工资","social-insurance","published","tools\u002Fsocial-insurance","2026-07-16",[223,224,225],"填写内容只用于当前计算","不会上传或保存填写内容","办理前请核对官方口径","uqrjsBk8_CBH2kogv2-tzcgwNn2lchTSrEUhYhxqdtQ",{"id":228,"title":229,"body":230,"category":399,"dataVersion":400,"description":401,"extension":204,"featured":205,"icon":402,"keywords":403,"meta":410,"navigation":205,"path":411,"seo":412,"seoTitle":413,"slug":414,"status":219,"stem":415,"updatedAt":416,"usageTips":417,"__hash__":421},"tools\u002Ftools\u002Ftimestamp-converter.md","时间戳转换工具",{"type":8,"value":231,"toc":383},[232,234,237,256,259,263,266,281,284,286,289,298,303,309,314,317,326,330,333,336,339,341,345,348,352,355,359,369,373,376,380],[11,233,13],{"id":13},[15,235,236],{},"时间戳转换工具可以把 Unix 时间戳转换为容易阅读的日期时间，也可以把指定时区中的日期时间转换回时间戳。",[15,238,239,240,243,244,247,248,251,252,255],{},"页面会根据时间戳位数自动识别秒或毫秒。默认使用 ",[42,241,242],{},"Asia\u002FShanghai"," 时区，你也可以从下拉列表选择其他 IANA 时区，例如 ",[42,245,246],{},"UTC","、",[42,249,250],{},"Asia\u002FTokyo"," 或 ",[42,253,254],{},"America\u002FNew_York","。",[15,257,258],{},"需要处理多条数据时，可以切换到“批量转换”，每行填写一个时间戳或日期时间，错误内容会单独标出。",[11,260,262],{"id":261},"什么是-unix-时间戳","什么是 Unix 时间戳",[15,264,265],{},"Unix 时间戳表示从 1970 年 1 月 1 日 00:00:00 UTC 开始经过的时间。常见格式有：",[88,267,268,275],{},[91,269,270,271,274],{},"10 位左右的秒时间戳，例如 ",[42,272,273],{},"1704067200","；",[91,276,277,278,255],{},"13 位左右的毫秒时间戳，例如 ",[42,279,280],{},"1704067200000",[15,282,283],{},"时间戳本身对应一个确定的时刻。转换为日期时间时，因为选择的时区不同，页面显示的日期和时间也可能不同。",[11,285,83],{"id":83},[33,287,288],{"id":288},"时间戳转日期时间",[15,290,291,292,294,295,297],{},"输入秒时间戳 ",[42,293,273],{},"，工具会自动识别单位。选择 ",[42,296,242],{}," 后，转换结果为：",[15,299,300],{},[42,301,302],{},"2024-01-01 08:00:00",[15,304,305,306,308],{},"同一个时间戳选择 ",[42,307,246],{}," 时，转换结果为：",[15,310,311],{},[42,312,313],{},"2024-01-01 00:00:00",[33,315,316],{"id":316},"日期时间转时间戳",[15,318,319,320,322,323,325],{},"输入 ",[42,321,302],{},"，选择 ",[42,324,242],{},"，并选择秒作为输出单位，转换结果为：",[15,327,328],{},[42,329,273],{},[11,331,332],{"id":332},"时区与夏令时",[15,334,335],{},"日期时间转时间戳时，必须先确定这个日期时间属于哪个时区。部分地区会使用夏令时，因此同一个本地时间在不同日期可能对应不同的 UTC 偏移。",[15,337,338],{},"如果输入的日期时间刚好处于夏令时跳转后不存在的时间段，工具会提示检查输入，而不会给出可能误导的结果。",[11,340,129],{"id":129},[33,342,344],{"id":343},"工具如何判断秒和毫秒","工具如何判断秒和毫秒？",[15,346,347],{},"工具会检查时间戳整数部分的位数：10 位及以下按秒处理，11 位及以上按毫秒处理。正负号、小数部分和整数前面的零不参与位数判断；批量转换时，每一行都会单独识别。",[33,349,351],{"id":350},"为什么相同时间戳显示的时间不同","为什么相同时间戳显示的时间不同？",[15,353,354],{},"时间戳代表的是同一个时刻，但不同地区使用不同的时区。切换时区后，显示的日期和钟表时间会随之变化。",[33,356,358],{"id":357},"日期时间必须输入秒吗","日期时间必须输入秒吗？",[15,360,361,362,365,366,368],{},"可以不输入秒。填写 ",[42,363,364],{},"2024-01-01 08:00"," 时，工具会按 ",[42,367,302],{}," 处理。",[33,370,372],{"id":371},"可以转换-1970-年以前的时间吗","可以转换 1970 年以前的时间吗？",[15,374,375],{},"可以。1970 年以前的 Unix 时间戳通常是负数，工具会忽略负号并根据整数部分的位数识别单位。",[33,377,379],{"id":378},"输入内容会上传吗","输入内容会上传吗？",[15,381,382],{},"不会。单个和批量转换都在当前浏览器中完成，输入内容和转换结果不会上传或保存。",{"title":180,"searchDepth":181,"depth":181,"links":384},[385,386,387,391,392],{"id":13,"depth":181,"text":13},{"id":261,"depth":181,"text":262},{"id":83,"depth":181,"text":83,"children":388},[389,390],{"id":288,"depth":187,"text":288},{"id":316,"depth":187,"text":316},{"id":332,"depth":181,"text":332},{"id":129,"depth":181,"text":129,"children":393},[394,395,396,397,398],{"id":343,"depth":187,"text":344},{"id":350,"depth":187,"text":351},{"id":357,"depth":187,"text":358},{"id":371,"depth":187,"text":372},{"id":378,"depth":187,"text":379},"developer","native-date-intl","在线完成 Unix 时间戳与日期时间互转，自动识别秒或毫秒，支持 IANA 时区和多行批量转换。","i-lucide-clock-3",[404,405,406,407,408,409],"时间戳转换","Unix 时间戳","timestamp","日期转时间戳","时间戳转日期","毫秒时间戳",{},"\u002Ftools\u002Ftimestamp-converter",{"title":229,"description":401},"时间戳转换工具 - Unix 时间戳与日期时间互转","timestamp-converter","tools\u002Ftimestamp-converter","2026-07-17",[418,419,420],"所有转换都在当前浏览器完成","输入内容不会上传或保存","日期时间会按所选时区解释","QTSxoRyF34zfCUSID0id4WUB7UcwSdQIyVuP0fQgNjY",1784268113702]