[{"data":1,"prerenderedAt":554},["ShallowReactive",2],{"tool-content:social-insurance":3,"published-tool-content":226},{"id":4,"title":5,"body":6,"category":200,"dataVersion":201,"description":202,"extension":203,"featured":204,"icon":205,"keywords":206,"meta":213,"navigation":204,"path":214,"seo":215,"seoTitle":216,"slug":217,"status":218,"stem":219,"updatedAt":220,"usageTips":221,"__hash__":225},"tools\u002Ftools\u002Fsocial-insurance.md","五险一金计算器",{"type":7,"value":8,"toc":178},"minimark",[9,13,17,20,28,31,35,38,44,47,52,55,58,61,66,69,72,77,80,83,86,108,111,114,117,120,123,126,129,133,136,140,143,147,150,154,157,161,164,168,171,175],[10,11,12],"h2",{"id":12},"工具说明",[14,15,16],"p",{},"填写参保城市、每月工资和个人缴费参数后，可以估算个人承担的养老保险、医疗保险、失业保险、住房公积金、每月个税和全年税后收入。",[14,18,19],{},"工具支持北京、上海、深圳、广州、杭州、成都、南京、武汉、重庆和长沙 10 个城市。默认月工资会自动应用到 12 个月，也可以展开后单独修改某个月的工资。",[14,21,22,23,27],{},"计算结果只包含",[24,25,26],"strong",{},"个人承担部分","。工伤保险和生育保险个人通常不缴费，因此不会出现在个人扣款中；当前也不计算单位承担的费用。",[10,29,30],{"id":30},"计算规则",[32,33,34],"h3",{"id":34},"个人五险一金",[14,36,37],{},"系统会先把工资或自定义基数调整到页面设置的基数上下限范围内：",[14,39,40],{},[41,42,43],"code",{},"实际缴费基数 = min（基数上限，max（基数下限，工资或自定义基数））",[14,45,46],{},"然后按照个人缴费比例计算每个项目的金额：",[14,48,49],{},[41,50,51],{},"个人缴费金额 = 实际缴费基数 × 个人缴费比例",[14,53,54],{},"如果所在单位实际采用的基数或比例不同，可以直接在页面中修改相关参数。",[32,56,57],{"id":57},"累计预扣个税",[14,59,60],{},"个税会按全年累计方式逐月计算。每个月会累计当年的收入、个人五险一金和专项附加扣除：",[14,62,63],{},[41,64,65],{},"累计收入 - 累计个人五险一金 - 累计专项附加扣除 - 5000 × 累计月份",[14,67,68],{},"系统会根据累计应纳税所得额应用综合所得税率和速算扣除数，再减去前几个月已经预扣的个税，得到当月个税。",[32,70,71],{"id":71},"税后收入",[14,73,74],{},[41,75,76],{},"当月税后收入 = 当月税前收入 - 当月个人五险一金 - 当月个税",[14,78,79],{},"系统会逐月累计计算，页面中的金额结果保留两位小数。",[10,81,82],{"id":82},"使用示例",[14,84,85],{},"以页面中的深圳参考参数为例：",[87,88,89,93,96,99,102,105],"ul",{},[90,91,92],"li",{},"每月工资：10000 元；",[90,94,95],{},"养老保险个人比例：8%；",[90,97,98],{},"医疗保险个人比例：2%；",[90,100,101],{},"失业保险个人比例：0.2%；",[90,103,104],{},"住房公积金个人比例：5%；",[90,106,107],{},"不填写专项附加扣除。",[14,109,110],{},"首月个人五险一金合计约为 1520 元。按 12 个月工资相同估算，年度总收入为 120000 元，年度个人五险一金约为 18240 元，年度个税约为 1656 元，年度税后收入约为 100104 元。",[14,112,113],{},"如果不同月份存在奖金、调薪或停薪，可以展开“每月工资收入”逐月修改，年度结果会按每个月的实际输入重新计算。",[10,115,116],{"id":116},"数据来源",[14,118,119],{},"城市缴费参数根据现有参考资料整理。",[14,121,122],{},"这些参数只用于帮助估算，不代表各城市当前最新官方政策。城市基数、缴费比例和税务规则可能调整；如果所在单位采用的参数不同，可以在页面中修改。",[14,124,125],{},"办理缴费、申报、劳动合同核算或作出重要财务决定前，请以当地人力资源和社会保障部门、住房公积金管理中心、税务部门及所在单位公布的最新口径为准。",[10,127,128],{"id":128},"常见问题",[32,130,132],{"id":131},"为什么没有工伤保险和生育保险个人扣款","为什么没有工伤保险和生育保险个人扣款？",[14,134,135],{},"这两个项目通常由单位承担，个人缴费比例一般为零，因此不会在个人扣款结果中单独显示。",[32,137,139],{"id":138},"可以计算单位承担的费用吗","可以计算单位承担的费用吗？",[14,141,142],{},"当前不支持。计算结果只包含个人承担的五险一金、个税和税后收入。",[32,144,146],{"id":145},"工资每个月不一样怎么办","工资每个月不一样怎么办？",[14,148,149],{},"先填写默认月工资，再展开“每月工资收入”，单独修改奖金、调薪或其他收入发生变化的月份。",[32,151,153],{"id":152},"自定义基数有什么作用","自定义基数有什么作用？",[14,155,156],{},"当单位执行的养老、医疗、失业或公积金缴费基数与工资不同，可以切换到“自定义基数”分别填写。工具仍会应用当前页面中的基数上下限。",[32,158,160],{"id":159},"专项附加扣除是按月还是按年填写","专项附加扣除是按月还是按年填写？",[14,162,163],{},"页面中的专项附加扣除按每月金额填写，并在 12 个月累计预扣计算中逐月扣除。",[32,165,167],{"id":166},"填写的数据会上传吗","填写的数据会上传吗？",[14,169,170],{},"不会。工资、缴费基数、专项扣除和计算结果只用于当前页面计算，不会上传或保存。关闭或刷新页面后，需要重新填写。",[32,172,174],{"id":173},"计算结果能作为办理依据吗","计算结果能作为办理依据吗？",[14,176,177],{},"不能。结果只用于理解和估算，实际缴费和个税金额应以当地主管部门、经办机构和所在单位的正式口径为准。",{"title":179,"searchDepth":180,"depth":180,"links":181},"",2,[182,183,189,190,191],{"id":12,"depth":180,"text":12},{"id":30,"depth":180,"text":30,"children":184},[185,187,188],{"id":34,"depth":186,"text":34},3,{"id":57,"depth":186,"text":57},{"id":71,"depth":186,"text":71},{"id":82,"depth":180,"text":82},{"id":116,"depth":180,"text":116},{"id":128,"depth":180,"text":128,"children":192},[193,194,195,196,197,198,199],{"id":131,"depth":186,"text":132},{"id":138,"depth":186,"text":139},{"id":145,"depth":186,"text":146},{"id":152,"depth":186,"text":153},{"id":159,"depth":186,"text":160},{"id":166,"depth":186,"text":167},{"id":173,"depth":186,"text":174},"finance","reference-2026-07-16","按城市、逐月工资、个人缴费基数和专项附加扣除，估算个人五险一金、累计预扣个税与税后收入。","md",true,"i-lucide-calculator",[207,208,209,210,211,212],"五险一金","社保计算","公积金计算","缴费基数","税后工资","个税计算",{},"\u002Ftools\u002Fsocial-insurance",{"title":5,"description":202},"五险一金计算器 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社保、公积金、个税与税后工资","social-insurance","published","tools\u002Fsocial-insurance","2026-07-16",[222,223,224],"填写内容只用于当前计算","不会上传或保存填写内容","办理前请核对官方口径","uqrjsBk8_CBH2kogv2-tzcgwNn2lchTSrEUhYhxqdtQ",[227,359],{"id":4,"title":5,"body":228,"category":200,"dataVersion":201,"description":202,"extension":203,"featured":204,"icon":205,"keywords":355,"meta":356,"navigation":204,"path":214,"seo":357,"seoTitle":216,"slug":217,"status":218,"stem":219,"updatedAt":220,"usageTips":358,"__hash__":225},{"type":7,"value":229,"toc":336},[230,232,234,236,240,242,244,246,250,252,256,258,260,262,266,268,270,274,276,278,280,294,296,298,300,302,304,306,308,310,312,314,316,318,320,322,324,326,328,330,332,334],[10,231,12],{"id":12},[14,233,16],{},[14,235,19],{},[14,237,22,238,27],{},[24,239,26],{},[10,241,30],{"id":30},[32,243,34],{"id":34},[14,245,37],{},[14,247,248],{},[41,249,43],{},[14,251,46],{},[14,253,254],{},[41,255,51],{},[14,257,54],{},[32,259,57],{"id":57},[14,261,60],{},[14,263,264],{},[41,265,65],{},[14,267,68],{},[32,269,71],{"id":71},[14,271,272],{},[41,273,76],{},[14,275,79],{},[10,277,82],{"id":82},[14,279,85],{},[87,281,282,284,286,288,290,292],{},[90,283,92],{},[90,285,95],{},[90,287,98],{},[90,289,101],{},[90,291,104],{},[90,293,107],{},[14,295,110],{},[14,297,113],{},[10,299,116],{"id":116},[14,301,119],{},[14,303,122],{},[14,305,125],{},[10,307,128],{"id":128},[32,309,132],{"id":131},[14,311,135],{},[32,313,139],{"id":138},[14,315,142],{},[32,317,146],{"id":145},[14,319,149],{},[32,321,153],{"id":152},[14,323,156],{},[32,325,160],{"id":159},[14,327,163],{},[32,329,167],{"id":166},[14,331,170],{},[32,333,174],{"id":173},[14,335,177],{},{"title":179,"searchDepth":180,"depth":180,"links":337},[338,339,344,345,346],{"id":12,"depth":180,"text":12},{"id":30,"depth":180,"text":30,"children":340},[341,342,343],{"id":34,"depth":186,"text":34},{"id":57,"depth":186,"text":57},{"id":71,"depth":186,"text":71},{"id":82,"depth":180,"text":82},{"id":116,"depth":180,"text":116},{"id":128,"depth":180,"text":128,"children":347},[348,349,350,351,352,353,354],{"id":131,"depth":186,"text":132},{"id":138,"depth":186,"text":139},{"id":145,"depth":186,"text":146},{"id":152,"depth":186,"text":153},{"id":159,"depth":186,"text":160},{"id":166,"depth":186,"text":167},{"id":173,"depth":186,"text":174},[207,208,209,210,211,212],{},{"title":5,"description":202},[222,223,224],{"id":360,"title":361,"body":362,"category":531,"dataVersion":532,"description":533,"extension":203,"featured":204,"icon":534,"keywords":535,"meta":542,"navigation":204,"path":543,"seo":544,"seoTitle":545,"slug":546,"status":218,"stem":547,"updatedAt":548,"usageTips":549,"__hash__":553},"tools\u002Ftools\u002Ftimestamp-converter.md","时间戳转换工具",{"type":7,"value":363,"toc":515},[364,366,369,388,391,395,398,413,416,418,421,430,435,441,446,449,458,462,465,468,471,473,477,480,484,487,491,501,505,508,512],[10,365,12],{"id":12},[14,367,368],{},"时间戳转换工具可以把 Unix 时间戳转换为容易阅读的日期时间，也可以把指定时区中的日期时间转换回时间戳。",[14,370,371,372,375,376,379,380,383,384,387],{},"页面会根据时间戳位数自动识别秒或毫秒。默认使用 ",[41,373,374],{},"Asia\u002FShanghai"," 时区，你也可以从下拉列表选择其他 IANA 时区，例如 ",[41,377,378],{},"UTC","、",[41,381,382],{},"Asia\u002FTokyo"," 或 ",[41,385,386],{},"America\u002FNew_York","。",[14,389,390],{},"需要处理多条数据时，可以切换到“批量转换”，每行填写一个时间戳或日期时间，错误内容会单独标出。",[10,392,394],{"id":393},"什么是-unix-时间戳","什么是 Unix 时间戳",[14,396,397],{},"Unix 时间戳表示从 1970 年 1 月 1 日 00:00:00 UTC 开始经过的时间。常见格式有：",[87,399,400,407],{},[90,401,402,403,406],{},"10 位左右的秒时间戳，例如 ",[41,404,405],{},"1704067200","；",[90,408,409,410,387],{},"13 位左右的毫秒时间戳，例如 ",[41,411,412],{},"1704067200000",[14,414,415],{},"时间戳本身对应一个确定的时刻。转换为日期时间时，因为选择的时区不同，页面显示的日期和时间也可能不同。",[10,417,82],{"id":82},[32,419,420],{"id":420},"时间戳转日期时间",[14,422,423,424,426,427,429],{},"输入秒时间戳 ",[41,425,405],{},"，工具会自动识别单位。选择 ",[41,428,374],{}," 后，转换结果为：",[14,431,432],{},[41,433,434],{},"2024-01-01 08:00:00",[14,436,437,438,440],{},"同一个时间戳选择 ",[41,439,378],{}," 时，转换结果为：",[14,442,443],{},[41,444,445],{},"2024-01-01 00:00:00",[32,447,448],{"id":448},"日期时间转时间戳",[14,450,451,452,454,455,457],{},"输入 ",[41,453,434],{},"，选择 ",[41,456,374],{},"，并选择秒作为输出单位，转换结果为：",[14,459,460],{},[41,461,405],{},[10,463,464],{"id":464},"时区与夏令时",[14,466,467],{},"日期时间转时间戳时，必须先确定这个日期时间属于哪个时区。部分地区会使用夏令时，因此同一个本地时间在不同日期可能对应不同的 UTC 偏移。",[14,469,470],{},"如果输入的日期时间刚好处于夏令时跳转后不存在的时间段，工具会提示检查输入，而不会给出可能误导的结果。",[10,472,128],{"id":128},[32,474,476],{"id":475},"工具如何判断秒和毫秒","工具如何判断秒和毫秒？",[14,478,479],{},"工具会检查时间戳整数部分的位数：10 位及以下按秒处理，11 位及以上按毫秒处理。正负号、小数部分和整数前面的零不参与位数判断；批量转换时，每一行都会单独识别。",[32,481,483],{"id":482},"为什么相同时间戳显示的时间不同","为什么相同时间戳显示的时间不同？",[14,485,486],{},"时间戳代表的是同一个时刻，但不同地区使用不同的时区。切换时区后，显示的日期和钟表时间会随之变化。",[32,488,490],{"id":489},"日期时间必须输入秒吗","日期时间必须输入秒吗？",[14,492,493,494,497,498,500],{},"可以不输入秒。填写 ",[41,495,496],{},"2024-01-01 08:00"," 时，工具会按 ",[41,499,434],{}," 处理。",[32,502,504],{"id":503},"可以转换-1970-年以前的时间吗","可以转换 1970 年以前的时间吗？",[14,506,507],{},"可以。1970 年以前的 Unix 时间戳通常是负数，工具会忽略负号并根据整数部分的位数识别单位。",[32,509,511],{"id":510},"输入内容会上传吗","输入内容会上传吗？",[14,513,514],{},"不会。单个和批量转换都在当前浏览器中完成，输入内容和转换结果不会上传或保存。",{"title":179,"searchDepth":180,"depth":180,"links":516},[517,518,519,523,524],{"id":12,"depth":180,"text":12},{"id":393,"depth":180,"text":394},{"id":82,"depth":180,"text":82,"children":520},[521,522],{"id":420,"depth":186,"text":420},{"id":448,"depth":186,"text":448},{"id":464,"depth":180,"text":464},{"id":128,"depth":180,"text":128,"children":525},[526,527,528,529,530],{"id":475,"depth":186,"text":476},{"id":482,"depth":186,"text":483},{"id":489,"depth":186,"text":490},{"id":503,"depth":186,"text":504},{"id":510,"depth":186,"text":511},"developer","native-date-intl","在线完成 Unix 时间戳与日期时间互转，自动识别秒或毫秒，支持 IANA 时区和多行批量转换。","i-lucide-clock-3",[536,537,538,539,540,541],"时间戳转换","Unix 时间戳","timestamp","日期转时间戳","时间戳转日期","毫秒时间戳",{},"\u002Ftools\u002Ftimestamp-converter",{"title":361,"description":533},"时间戳转换工具 - Unix 时间戳与日期时间互转","timestamp-converter","tools\u002Ftimestamp-converter","2026-07-17",[550,551,552],"所有转换都在当前浏览器完成","输入内容不会上传或保存","日期时间会按所选时区解释","QTSxoRyF34zfCUSID0id4WUB7UcwSdQIyVuP0fQgNjY",1784268113006]